Terms of Service

1. Acceptance of Terms

By accessing and using InstantStub ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

InstantStub provides an online platform for generating professional paystubs and financial documents. Our service includes:

• Paystub generation with accurate tax calculations
• Professional templates and formatting
• PDF generation and email delivery
• Secure data handling and processing

3. User Responsibilities

You agree to:

• Provide accurate and truthful information when using our service
• Use the service only for lawful purposes
• Not attempt to circumvent our payment systems
• Not use the service to create fraudulent documents
• Maintain the confidentiality of your account information

4. Payment Terms

Our service operates on a pay-per-use model at $4.99 per paystub. Payment is required before downloading the final document. We accept major credit cards and PayPal. All payments are processed securely through our payment partners.

5. Data Privacy and Security

We take your privacy seriously. Our service:

• Uses 256-bit SSL encryption for all data transmission
• Does not permanently store personal information after document generation
• Complies with GDPR and CCPA regulations
• Only retains transaction records as required by law

6. Intellectual Property

The InstantStub platform, including all software, templates, and content, is protected by copyright and other intellectual property laws. You may not copy, modify, or distribute our platform or content without written permission.

7. Limitation of Liability

InstantStub provides the service "as is" without warranties of any kind. We are not liable for any damages arising from the use of our service, including but not limited to:

• Errors in calculations or document formatting
• Service interruptions or downtime
• Loss of data or documents
• Consequential or indirect damages

8. Accuracy Disclaimer

While we strive for accuracy in all calculations and document generation, users are responsible for verifying the accuracy of all information before using generated documents for official purposes. Tax laws and regulations may change, and users should consult with tax professionals when needed.

9. Refund Policy

Due to the digital nature of our service, refunds are generally not available once a document has been generated and downloaded. However, we may provide refunds at our discretion in cases of:

• Technical errors preventing document generation
• Significant calculation errors on our part
• Service unavailability during payment processing

10. Prohibited Uses

You may not use our service to:

• Create fraudulent or misleading documents
• Violate any local, state, or federal laws
• Infringe on the rights of others
• Attempt to reverse engineer our platform
• Use automated systems to access our service

11. Account Termination

We reserve the right to terminate or suspend access to our service immediately, without prior notice, for any reason, including violation of these terms.

12. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the service after changes constitutes acceptance of the new terms.

13. Governing Law

These terms are governed by the laws of the State of Texas, United States. Any disputes will be resolved in the courts of Austin, Texas.

14. Contact Information

If you have questions about these Terms of Service, please contact us at:

• Email: legal@instantstub.com
• Address: 600 Congress Avenue, Austin, TX, United States

15. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.